BEC claims frequency rose 15% year-over-year in 2025 while severity decreased 28% year-over-year to an average loss of $27,000.

FTF claims frequency decreased 18% year-over-year in 2025 and severity decreased 14% year-over-year to an average loss of $141,000.

Ransomware was the most costly type of cyber claim in 2025 with an average loss of $269,000.

Global claims severity decreased 19% year-over-year in 2025 to an average loss of $116,000.