Total ACH payment value increased 11%, creating a nearly 5-to-1 divergence.

Attempted ACH fraud value increased 52% in 2025.

58% of organisations were able to recoup up to 75% of their funds lost due to payments fraud in 2024, up from 29% in 2023

Checks continue to be the payment method most often subjected to payments fraud, with 63% of respondents experiencing attempted or actual fraud via checks in 2024.

Business email compromise (BEC) remained the No. 1 avenue for attempted and actual payments fraud in 2024, cited by 63% of respondents.

79% of organisations were victims of attempted or actual payments fraud activity in 2024. This is down very slightly from 2023.

22% of organisations were able to recover 75% or more of the funds lost due to payments fraud in 2024. This is a sharp decrease from 2023 when 41% of organisations recovered the same amount.